Bundled insurance combines two or more policies—such as home and car insurance—with one provider, often giving you a single account and renewal date. Some insurers may offer a multi-policy discount, but bundling is not automatically cheaper than comparing separate policies. Check each policy’s cover limits, exclusions, excesses and claims process, as a discount may not make up for less suitable cover. Compare quotes and policy documents carefully, and consider speaking with a licensed insurance adviser if you are unsure which arrangement suits your circumstances.