Bundled insurance usually means placing policies such as home, contents and car insurance with the same insurer, which may simplify payments and claims. Some insurers offer a discount, but the amount and eligibility depend on the provider, policies and your circumstances, so compare the total premium with separate policies. Check each policy’s cover limits, excesses, exclusions and whether a claim could affect other policies or discounts. Read the product disclosure statements and ask the insurer or a licensed insurance adviser whether the bundle suits your needs.