Bundled insurance quotes combine policies, such as home and car insurance, with one insurer and may include a multi-policy discount. However, a bundle is not always the cheapest option, because premiums, excesses, cover limits and exclusions can differ between insurers. Compare the total cost and policy details with separate quotes, including whether claims on one policy could affect your relationship with the insurer. The final price and available cover depend on your circumstances and are determined by the insurer, so read the product disclosure statement or seek advice from a licensed insurance professional.