When comparing car insurance in Adelaide, check whether you need comprehensive, third party property damage or another level of cover, and read the policy’s exclusions and limits. Premiums can be influenced by your suburb, driving history, vehicle, usage, chosen excess and where the car is parked, so quotes may differ between drivers. South Australia’s compulsory third party (CTP) insurance covers certain injuries caused by a vehicle, but it generally does not cover damage to cars or other property. Compare the product disclosure statement and confirm the final cover and price directly with the insurer.