When comparing car insurance in Brisbane, look at the level of cover, excess, agreed or market value, exclusions and whether flood, storm and hail damage are covered. Your premium may be influenced by factors such as where the car is kept, how often it is driven, your driving history, the vehicle and your chosen excess. Comprehensive, third-party property and third-party fire and theft policies offer different levels of protection, so consider your car’s value and how much you could afford to pay after an incident. Check the policy wording and obtain quotes from insurers to compare the cover and price available for your circumstances.