When comparing car insurance in Brisbane, consider the level of cover, excess, agreed or market value, and whether your policy includes useful options such as hire-car cover or roadside assistance. Brisbane drivers may also want to check how policies handle flood, storm, hail and theft risks, particularly if the car is parked outdoors or in a flood-prone area. Compulsory third party (CTP) insurance is separate from cover for damage to your car or other property. Premiums and eligibility are set by each insurer based on factors including your vehicle, address, driving history and claims record, so compare the policy wording and obtain quotes directly.