Check whether the policy covers comprehensive, third party property damage or fire and theft, and remember CTP is a separate requirement in most Australian states and territories. Compare agreed or market value, excesses, inclusions, exclusions, roadside assistance, windscreen cover and any limits on drivers or vehicle use. Confirm the insurer knows about modifications, accessories, finance arrangements and your usual parking location, as these details can affect cover and premiums. Before buying, read the Product Disclosure Statement and confirm any questions with the insurer or a licensed insurance professional.