Buying your first home does not usually create a special type of car insurance, but your new address can affect your premium and cover. Insurers may consider factors such as where the car is parked, your suburb, annual kilometres and whether your use changes after moving. Update your insurer before or soon after moving, and check whether your policy details, garaging address and agreed value are still accurate. You may also compare separate policies or an available multi-policy discount, but the insurer decides eligibility and pricing based on your circumstances.