When comparing car insurance on the Gold Coast, check whether each policy is comprehensive, third party property damage or a different level of cover. Consider the agreed or market value, excess, storm and flood coverage, windscreen benefits, rental car options and exclusions. Your premium may be influenced by factors such as where the car is kept, how it is used, your driving history and the vehicle itself, so prices and eligibility vary between insurers. Read the product disclosure statement and confirm details directly with the insurer before choosing a policy.