When comparing car insurance in Hobart, check whether you need comprehensive, third party property, or third party fire and theft cover, and read the policy’s exclusions, excesses and agreed-value rules. Premiums may be influenced by factors such as your address, driving history, vehicle, annual kilometres, security and where the car is parked. Tasmania’s compulsory third party cover is provided through the MAIB and is separate from cover for damage to your car or other property. Compare quotes from insurers and review the Product Disclosure Statement, as the insurer ultimately decides eligibility, price and claims outcomes.