When comparing car insurance in Perth, consider the level of cover, excess, agreed or market value, inclusions and exclusions, and whether you can choose your repairer. Perth-specific factors such as where the car is parked, annual kilometres, commuting, theft risk and exposure to storms or flooding may affect the premium, which is set by each insurer. Western Australia’s compulsory third party (CTP) insurance generally covers injuries caused by using a registered vehicle, but it does not cover damage to your car or other property. Check the policy documents and obtain quotes from insurers or a licensed broker before deciding.