Comprehensive car insurance can cover accidental damage to your vehicle, theft, fire, weather events and liability for damage to other people’s property, but cover varies between insurers. In Brisbane, check how a policy treats flood, storm, hail and water damage, as well as whether your car is insured for an agreed or market value. Compare premiums, excesses, exclusions, repairer arrangements, towing and hire-car benefits, and read the Product Disclosure Statement (PDS) carefully. Your final price and eligibility will depend on your circumstances and the insurer’s assessment, so obtain quotes directly from providers or through a licensed insurance broker.