When comparing comprehensive car insurance in Brisbane, check whether the policy covers storm, hail, flood and damage from falling branches, as these risks can vary by location and insurer. Compare agreed value or market value, excesses, rental-car options, windscreen cover and limits for personal belongings. Your premium may also reflect your suburb, driving history, vehicle, annual kilometres and where the car is kept overnight. Read the Product Disclosure Statement and ask insurers for quotes based on your circumstances, as the provider decides the final price and cover.