Comprehensive car insurance generally covers damage to your car from events such as crashes, theft, fire, storms and vandalism, as well as damage you cause to other people’s property. Cover varies between insurers, so check the Product Disclosure Statement for exclusions, limits, agreed or market value, windscreen cover and the excess you would pay when claiming. Your premium may depend on factors including your age, driving history, car, location and how the vehicle is used. Compare policies carefully and confirm the details with the insurer before choosing cover.