Comprehensive car insurance generally covers damage to your car from events such as crashes, theft, fire, hail and storms, as well as damage you cause to another person’s vehicle or property. It may also include benefits such as a replacement car or emergency accommodation, but cover varies between insurers and policies. Check the Product Disclosure Statement (PDS) for exclusions, limits, agreed or market value, and the excess you would need to pay when making a claim. Compare quotes and features based on your circumstances, and contact the insurer if you are unsure about what is covered.