Comprehensive car insurance in Melbourne can cover accidental damage to your car, theft, fire and damage you cause to other vehicles or property, subject to the policy terms. Compare the agreed or market value, excesses, windscreen cover, choice of repairer, rental car options and exclusions for drivers, modifications or car use. Premiums can vary based on factors such as your suburb, driving history, vehicle and how it is used, so the final price and cover are determined by each insurer. Read the Product Disclosure Statement and obtain quotes from insurers or a licensed broker before choosing a policy.