Comprehensive car insurance generally covers damage to your vehicle from accidents, theft, fire, storms and some other insured events, as well as damage you cause to another person’s vehicle or property. On the Sunshine Coast, check how policies define flood, storm surge, hail and water damage, and compare agreed value or market value, excesses, repair options, hire-car cover and roadside assistance. Premiums can vary based on your address, vehicle, driving history, usage and chosen cover, so no price or outcome is guaranteed. Read the Product Disclosure Statement and confirm details with the insurer or a licensed insurance adviser before buying.