Comprehensive car insurance in Sydney can cover damage to your vehicle from collisions, theft, fire, hail and some weather events, as well as damage you cause to other people’s property. Compare each policy’s agreed or market value, excesses, hire-car options, roadside assistance, cover for flood or storm damage, and any restrictions on drivers or parking locations. Premiums may vary based on factors such as your suburb, vehicle, driving history, annual kilometres and claims record. Read the product disclosure statement and confirm details with the insurer before choosing a policy.