When comparing comprehensive car insurance in Wollongong, check cover for accidental damage, theft, fire, storm, hail and third-party property damage. Consider whether the policy includes choice of repairer, a hire car, roadside assistance and windscreen cover, as these options can affect the premium and excess. Wollongong drivers may also want to review flood, storm and coastal weather exclusions, along with any limits for vehicle use and parking. Insurers assess premiums and eligibility using individual details, so obtain quotes and read the Product Disclosure Statement before choosing a policy.