Comprehensive car insurance can cover damage to your vehicle from crashes, theft, fire, hail and other insured events, as well as damage you cause to other people’s property. When comparing policies in Wollongong, check the excess, agreed or market value, cover for storm and flood damage, windscreen terms, roadside assistance and any restrictions on where or how the car is used. Premiums can vary based on factors including your address, driving history, vehicle and chosen cover. Read the product disclosure statement and confirm details with the insurer before deciding.