When comparing contents insurance in Brisbane, check whether the policy covers storm, flood, theft and accidental damage, as these options and definitions can vary between insurers. Work out an accurate sum insured for replacing your belongings, including furniture, electronics, clothing and valuables, and check limits for items such as jewellery or bicycles. If you rent, contents cover may protect your belongings even though the building is insured by the owner; strata residents should also check what the body corporate policy covers. Compare exclusions, excesses and claim processes, and confirm the details directly with the insurer or an authorised adviser.