When comparing contents insurance in Canberra, check whether the policy covers events relevant to your home, such as theft, storm, fire and escape of liquid, and whether it includes replacement or market-value cover. Work out an accurate sum insured for furniture, electronics, clothing and valuables, remembering that limits may apply to jewellery, artwork and portable items. Renters should also check whether the policy covers accidental damage and belongings taken away from home. Premiums, excesses, exclusions and claim outcomes vary, so read the Product Disclosure Statement and compare options with insurers or a licensed insurance professional.