When comparing contents insurance in Hobart, check whether the policy covers risks relevant to your area, such as storm, flood, bushfire, theft and escape of water. Work out an accurate sum insured by estimating the cost to replace your belongings new, including furniture, appliances, electronics, clothing and valuables. Check limits for jewellery, computers and other high-value items, as well as exclusions, excesses and whether temporary accommodation is included. Prices and available cover vary between insurers, so read the Product Disclosure Statement and confirm details with the insurer before choosing a policy.