You can compare contents insurance online or contact insurers and brokers serving your postcode; many policies are available Australia-wide rather than from a nearby shop. Check that the sum insured reflects the cost of replacing your belongings, and compare cover for theft, accidental damage, listed valuables, excesses and exclusions. Your location, security features, claims history and chosen cover can affect the premium and availability. Read the Product Disclosure Statement and confirm details with the insurer or a licensed insurance broker before buying.