How does CTP insurance work in Adelaide and what does it cover?

1 Oct 2026, 02:51
Q A Reader Asker

How does CTP insurance work in Adelaide and what does it cover?

A SureCover Team Answered by

In Adelaide, CTP insurance is compulsory and is included when you register a vehicle in South Australia. It generally covers injuries caused by the use of a registered vehicle, including treatment and some income-related losses, but it does not cover damage to vehicles or other property. CTP is separate from comprehensive or third-party property car insurance. Your registration renewal information will explain the available arrangements and costs; for claims or eligibility questions, check the SA CTP Insurance Regulator or your insurer.

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