What does CTP insurance cover in Canberra and how do I choose a policy?

27 Oct 2026, 04:21
Q A Reader Asker

What does CTP insurance cover in Canberra and how do I choose a policy?

A SureCover Team Answered by

In Canberra, compulsory third party (CTP) insurance is part of the ACT Motor Accident Injuries scheme and is required when you register a vehicle. It generally covers injuries arising from a motor vehicle accident, but not damage to your car or other property, which may require comprehensive or third-party property insurance. You can compare the licensed ACT CTP insurers available for your vehicle and select one when renewing registration through Access Canberra. Cover, premiums and claim outcomes depend on your circumstances and the scheme rules, so check the ACT Government’s MAI Commission or Access Canberra websites for current details.

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