CTP insurance is compulsory for registered vehicles in Australia and generally covers personal injury caused by a road accident, not damage to vehicles or property. The way you compare CTP depends on your state or territory: some jurisdictions let you choose from licensed insurers, while others operate a government scheme or have limited choice. Where options are available, compare the premium, payment methods, insurer reputation and claims support, and check what cover is included. Confirm the current rules and approved providers with your state or territory’s transport authority or the relevant government website.