CTP (compulsory third party) insurance is required for a vehicle to be legally registered in Australia and generally covers people injured or killed in a road accident, including pedestrians, passengers and other drivers. It can help fund injury-related treatment, rehabilitation and compensation, but it usually does not cover damage to vehicles or property. CTP rules, insurers and claim processes differ between states and territories, so check your registration authority or the relevant government website for details. Consider comprehensive or third party property insurance if you also want cover for vehicle damage.