CTP insurance is compulsory for vehicles registered in Queensland, including those driven on the Gold Coast, and it helps cover injuries caused to people in a motor vehicle accident. It is purchased as part of your vehicle registration, with premiums collected through Queensland’s registration system and an insurer selected from the available providers. CTP generally does not cover damage to your car or property, so you may need separate comprehensive or third-party property insurance. Check the Queensland Government’s current CTP information and your registration notice for details specific to your vehicle.