CTP insurance is compulsory for vehicles registered in Queensland, including those driven on the Gold Coast, and is purchased as part of your registration. It helps cover injuries caused to other people in a road accident, but it generally does not cover damage to your car or property. When renewing your registration, you can usually choose from Queensland’s licensed CTP insurers, subject to the options and process set by the Queensland Government. Check the official Queensland Government or Transport and Main Roads website for current rules, or speak with an insurer about your circumstances.