CTP (compulsory third party) insurance is required for vehicle registration in Australia and generally covers liability for injuries or death caused to other people in a motor accident. It does not usually cover damage to your car, theft or damage to another vehicle, which may require comprehensive or third party property insurance. CTP rules, benefits and claim processes differ between states and territories, so check your registration authority or the relevant CTP insurer for details. A current guide on your state or territory government website can help explain what applies to your circumstances.