In Perth, CTP insurance is compulsory for vehicles registered in Western Australia and is included in the vehicle licence (rego) payment. It generally covers injury or death caused to other people in a motor vehicle accident, but it does not cover damage to vehicles or other property. CTP arrangements and premiums are set under the WA scheme, so check the current details with the Insurance Commission of WA or the WA Government’s transport website. Consider separate comprehensive or third-party property insurance for vehicle damage.