CTP insurance covers injuries caused to people in a motor vehicle accident, but the way it is arranged varies by state or territory. In some places, CTP is linked to registration, while in others you may be able to choose from approved insurers and compare their quotes. When comparing CTP insurance quotes, check the total registration cost, payment options, insurer details and any included benefits or services. Prices and eligibility depend on factors such as the vehicle, location and driver details, so confirm the current requirements with your state or territory’s transport authority or an approved insurer.