In Queensland, CTP insurance is compulsory and is included when you register a vehicle, including on the Sunshine Coast. It generally covers injuries caused to people in a motor vehicle accident, but it does not cover damage to your car or other property. When renewing registration, you can usually select from the licensed Queensland CTP insurers and compare their premiums and service information. For current rules, costs and insurer options, check the Queensland Government’s Department of Transport and Main Roads website.