When comparing home insurance in Adelaide, check that the policy covers your building and belongings for risks relevant to your area, such as storm, hail, flood, bushfire and escape of water. Pay close attention to the sum insured, excesses, exclusions and whether temporary accommodation is included after an insured event. Some policies may treat flood, valuable items or home businesses differently, so read the product disclosure statement carefully. Get quotes based on your individual circumstances and confirm the details with the insurer before choosing a policy.