When comparing landlord insurance in Adelaide, check whether the policy covers the building, landlord contents, loss of rent, tenant-related damage and legal liability. Consider local risks such as storm damage, flooding and properties in strata complexes, where the owners corporation may already insure parts of the building. Read exclusions, excesses and claim conditions carefully, particularly for rent arrears, malicious damage and periods when the property is vacant. Premiums and cover vary between providers, so obtain quotes and confirm the policy details directly with the insurer or a licensed insurance adviser.