When comparing landlord insurance in Brisbane, check whether the policy covers building damage, loss of rent, tenant-related damage, liability and events such as storms, floods and cyclones. Flood cover may have specific definitions, exclusions or waiting periods, so read the product disclosure statement (PDS) carefully, particularly if the property is near a river or low-lying area. Policies can also differ in how they cover fixtures, contents, rental arrears and vacancy periods. Premiums, excesses and eligibility are determined by each insurer, so consider getting quotes and discussing your circumstances with the provider or a licensed insurance adviser.