When comparing landlord insurance in Canberra, check whether the policy covers the building, landlord-owned contents, rental income loss and liability claims. Read the definitions and exclusions carefully, particularly for tenant damage, rent default, malicious damage, untenantability and periods when the property is vacant. Premiums and excesses can vary based on the property, tenancy arrangements, sum insured and claims history, so compare policies rather than relying on price alone. An insurer or licensed insurance adviser can explain how a policy applies to your individual circumstances and the property’s location in the ACT.