Check that the policy covers the building, landlord-owned contents, public liability, and loss of rent where appropriate. Review exclusions and limits for risks such as tenant damage, storms, floods, malicious damage and rent default, as these may vary between policies. Keep records of the property's condition, lease, inspections, repairs and safety compliance, and tell the insurer about changes such as renovations or extended vacancies. Compare policies carefully and confirm the details with the insurer or a licensed insurance professional before choosing cover.