When you compare landlord insurance, check whether each policy covers the building, landlord contents, loss of rent, tenant-related damage and legal liability. Compare exclusions, excesses, claim limits and conditions, such as property inspections, written leases or rent arrears requirements. A cheaper premium may provide less cover, so read the Product Disclosure Statement and consider whether the policy suits your property and tenancy. Insurers make decisions based on their own policy terms and your circumstances, so contact providers or a licensed insurance professional if you need help comparing options.