Landlord insurance can cover risks that ordinary home insurance may not, such as tenant-related damage, loss of rent after an insured event, legal liability and building or landlord contents damage. Policies vary, and some exclude unpaid rent, intentional damage, or loss caused by poor maintenance, so read the product disclosure statement carefully. You may also need to meet requirements such as checking references, completing inspections and keeping the property maintained. Compare policies and consider speaking with an insurance adviser or the insurer about cover suited to your property and circumstances.