Search online for landlord insurance available in your state or territory, then compare policies from insurers that cover your property type and location. Common features may include building damage, loss of rent, tenant-related damage and legal liability, but exclusions, limits and optional extras vary significantly. Check whether the policy covers furnished properties, short-term rentals, malicious damage and periods when the property is vacant. Read the Product Disclosure Statement and consider speaking with the insurer or a licensed insurance adviser about your circumstances before choosing cover.