When comparing landlord insurance quotes, check the cover for building damage, loss of rent, tenant-related damage, liability and legal expenses, as these can vary between policies. Look closely at exclusions, excesses, claim limits and conditions such as property inspections or keeping records of the tenancy. Provide accurate details about the property, its use and the tenancy so each quote is based on comparable information. The final premium and suitability depend on the insurer’s assessment, so review the Product Disclosure Statement or speak with the insurer or a licensed insurance adviser before choosing.