Landlord insurance can cover risks that standard home insurance may not, such as tenant-related damage, loss of rent, and legal liability, but cover varies between policies. Check whether the policy covers fixtures, contents you provide, rent arrears, malicious damage, and periods when the property is vacant. You may need to meet conditions such as selecting suitable tenants, keeping records, and carrying out regular inspections. Compare exclusions, excesses and claim limits, and confirm the details with the insurer or a licensed insurance adviser before choosing a policy.