When comparing travel insurance quotes, look beyond the price and check cover for medical expenses, cancellation, luggage, travel delays and personal liability. Make sure the policy limits suit your destination and activities, and read exclusions for pre-existing medical conditions, alcohol-related incidents and adventure sports. Enter your trip dates and traveller details accurately, as these can affect the quote and cover. Prices and eligibility vary between insurers, so review the Product Disclosure Statement and contact the insurer or a licensed adviser if you are unsure what a policy covers.